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9190 Arroyo del Mar, Cambria, CA 93428

$2.65M3bd · 3ba · 1,500 sqft
Lot 306 sqft•Single Family Residence•
Active
•197d on market•MLS# SC-26048360

Property Description

Rancho Santa Rosa offers 306± acres of usable Central Coast land with the rare advantage of seven legal parcels—creating immediate flexibility for development, expansion, or long-term investment. The property benefits from Williamson Act status, ensuring reduced property taxes and long-term sustainability. Set in the rolling hills just outside Cambria, this is a property designed for those who want to build something meaningful, whether a legacy ranch, private compound, or income-producing agricultural operation. The existing improvements include two modest residences, providing a functional starting point while leaving significant room to design and construct a custom ranch estate or multi-structure compound. With multiple potential building sites and expansive views, the property invites a thoughtful, large-scale vision. A key highlight is the presence of hundreds of mature bay leaf trees—an uncommon and valuable natural asset. This creates a clear opportunity for a specialty agricultural venture, from harvesting and packaging culinary bay leaves to developing value-added products such as oils or branded goods. Combined with the property’s history as a cattle ranch, the land is well-suited for a range of agricultural uses, offering both lifestyle appeal and income potential. Natural water resources, including an artesian well and a domestic well, support both residential use and agricultural expansion—an essential foundation for long-term usability. Beyond its productivity, Rancho Santa Rosa delivers a compelling setting: rolling terrain, mature trees, seasonal creeks, and abundant wildlife, all contributing to a sense of privacy and scale. Located just 8 miles from the Pacific Ocean, it strikes a rare balance between accessibility and seclusion. Rancho Santa Rosa is a versatile Central Coast holding—offering the space, resources, and underlying value to create a ranch that performs as both a lifestyle asset and a long-term investment.

Features & Amenities

CambriaFeeBuilt 2000

Property Details

Subdivision
Cambria
Land Type
Fee
Year Built
2000
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
10
Garage Spaces
0
Cooling
None
View
Creek/Stream, Hills, Mountain(s), Ocean, Panoramic, Trees/Woods, Valley, Water, See Remarks
City
Cambria
Zip Code
93428
County
San Luis Obispo
Listed byChristie's International Real Estate Sereno, Lindsey Harn

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$13,399.84
Principal & Interest
Loan Amount
$2,120,000
Total Interest
$2,703,943
Total Payment Over 30 Years
$4,823,943
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Cambria

This property is located in Cambria, a community in Cambria. Explore more listings in this neighborhood to compare options and pricing.

View Cambria Listings

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

9190 Arroyo del Mar, Cambria, CA 93428

Cambria · Cambria · Single Family Residence

$2.65M
Luxury Tier
Beds
3
Baths
3
Sqft
1,500
Lot
306.11 ac
Year
2000
$/Sqft
$1767
Pool: No✓
View: city✓

Listed 180.4% above the median closed sale of $945,000. Price per sqft ($1,767) is a 105% premium to closed comps ($862). Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $2.65M· $1,767/sqft
Total list price
Closed comps
vs closed median $945K
+$1.71M (+180.4%)
Active comps
vs active median $995K
+$1.66M (+166.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $725
+$1K (+143.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
212 Weymouth StreetCambria1996331,4095,250$958$1.35M7979
2770 HoldenCambria1996332,0604,681$606$1.25M4273
904 Hartford StreetCambria1981331,9534,125$509$995,00020672
5230 Plymouth StreetCambria1960229748,000$954$929,0007368
550 Worcester DriveCambria1974231,4253,500$596$849,00011563
Total: 5 · Average2.62.81,564.25,111.2$724.6$1.07M103
Median1,425$995,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
7515 Santa Rosa Creek RoadCambria190009/14/2026211,6148,494,200$2.90M$2.90M$1,7941.007969
1965 Norwich AvenueCambria199309/18/2026331,6293,485$945,000$945,000$5801.003166
1970 Tweed AvenueCambria199709/29/2026231,5484,975$879,000$855,000$5520.9711765
330 Jean StreetCambria198707/29/2026331,6123,500$1.40M$1.35M$8370.9711665
1608 Bradford Rd.Cambria198609/14/2026321,3143,500$750,000$720,000$5480.964464
Total: 5 · Average2.62.41,543.41,701,932$1.35M$1.35M$862.2—77.4
Median1,612$945,000$945,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.