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904 Hartford Street, Cambria, CA 93428

$995K3bd · 3ba · 1,953 sqft
Lot 4,125 sqft•Single Family Residence•
Active
•210d on market•MLS# SC-26059224

Property Description

Looking for a coastal property that can pay you back? 904 Hartford St in Cambria is a licensed short-term vacation rental, which is rare in our little village. It sells FULLY FURNISHED: 3 bedrooms, 3 baths, and 1,953 sq ft, with ocean views toward Moonstone Beach and a short walk to the village. The top level is a private studio-style suite with its own kitchenette, a three-quarter bath, and a separate entrance. It's perfect for guests, extended family, or a little extra privacy. For context, AirDNA puts Cambria's average vacation rental at about $62.7K a year in revenue, with 57% occupancy and a $357 average nightly rate over the past 12 months. That's a market average, not this home's numbers. This home's own rental history is available on request. Offered at $995,000. A new owner applies for their own county license, so let's talk timing.

Features & Amenities

CambriaFeeBuilt 1981

Property Details

Subdivision
Cambria
Land Type
Fee
Year Built
1981
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
None
View
Creek/Stream, Ocean, Panoramic, Trees/Woods, White Water
City
Cambria
Zip Code
93428
County
San Luis Obispo
Listed byUnknown Office, Bruce Koontz

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,031.26
Principal & Interest
Loan Amount
$796,000
Total Interest
$1,015,254
Total Payment Over 30 Years
$1,811,254
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Cambria

This property is located in Cambria, a community in Cambria. Explore more listings in this neighborhood to compare options and pricing.

View Cambria Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

904 Hartford Street, Cambria, CA 93428

Cambria · Cambria · Single Family Residence

$995K
Residential Tier
Beds
3
Baths
3
Sqft
1,953
Lot
4,125 sqft
Year
1981
$/Sqft
$509
Pool: No✓
View: city✓
Garage: 2-car✓

Listed 9.5% below the median closed sale of $1,100,000. Price per sqft ($509) is a 14% discount to closed comps ($595).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $995K· $509/sqft
Total list price
Closed comps
vs closed median $1.10M
−$105K (−9.5%)
Active comps
vs active median $1.25M
−$254K (−20.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $737
−$228 (−30.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2770 HoldenCambria1996332,0604,681$606$1.25M4294
526 Huntington RoadCambria1968321,7003,400$1,235$2.10M089
930 Suffolk StreetCambria1986331,9005,007$576$1.09M9087
1475 Spencer StreetCambria1979332,0005,250$638$1.27M3787
399 WarwickCambria1983321,8644,020$630$1.18M6286
Total: 5 · Average3.02.61,904.84,471.6$737$1.38M46.2
Median1,900$1.25M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
676 CanterburyCambria197906/17/2026331,7504,250$995,000$1.05M$6001.053288
5950 Sunbury AvenueCambria198208/27/2026322,0543,500$998,000$1.00M$4871.003586
675 HuntingtonCambria198306/22/2026332,1563,500$1.20M$1.10M$5100.923386
583 Plymouth StreetCambria198707/31/2026331,8825,250$1.40M$1.30M$6910.9323285
2098 Oxford AvenueCambria198606/24/2026331,7925,300$1.25M$1.23M$6860.983485
Total: 5 · Average3.02.81,926.84,360$1.14M$1.14M$594.8—73.2
Median1,882$1.10M$1.10M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.