Private Dual Boat Dock with Two Boat Lifts, Enjoy America's Cleanest Air in Lake County with Luxurious Living on Deep Water Canal on Clearlake, California's Largest Natural Lake. This is how the other half lives, at half the price as the other half normally lives.
1 / 32

554 Keys, Clearlake Oaks, CA 95423

$399K3bd · 2ba · 1,204 sqft
Lot 10,890 sqft•HOA $144/mo•Single Family Residence•
Active
•90d on market•MLS# LC-26156095

Property Description

Absolutely wonderful Move In Ready updated home & property in Lake County California on Clear Lake canal waterway (Area is famous for Cleanest Air in America more than once) with a fully paid-off solar (no lease), a massive 10-foot concrete seawall, and double mechanical boat lifts make this updated 3-bedroom, 2-bathroom canal-front home the ultimate high-value asset in the Clearlake Keys. Boasting deep-water access directly to Clear Lake from your private dock, this heavily fortified property offers immediate, substantial utility offsets from day one with zero energy-contract headaches. Designed for seamless indoor-outdoor lake living, the bright, open-concept interior features sliding glass doors that frame peaceful canal views and lead directly to an expansive concrete patio. The outdoor setup is built to impress, featuring retractable SunSetter shades, a covered, relaxing above-ground hot tub, a peaceful lower deck at the water's edge, and a convenient outdoor fish-cleaning sink. Year-round comfort is guaranteed with high-efficiency, zone-controlled ductless mini-splits. The attached garage includes custom-built storage cabinets on both sides and a convenient breezeway connecting to the main home. Premium Infrastructure Upgrades Include: Owned Solar System: Fully paid off and owned free and clear. You enjoy 100% of the energy generation from day one with zero ongoing lease payments, zero transfer fees, and zero contract liabilities. With standard regional electric bills in Lake County often between $240 to $340+ per month, this high-value asset is likely to provide immediate, massive relief from current and rising utility rates. Fortitude: High-end double-pane windows, LeafFilter protected gutters, and low-maintenance front yard landscaping with abundant secure parking space for your boat, RV, trailer, or lake toys. Mandatory low-fee HOA grants access to the Clearlake Keys POA community amenities. Note: Records show the address as 554 Keys Blvd, but the physical house structure is marked 552 Keys Blvd. Public tax records reflect 1.5 bathrooms, but the home features 2 full bathrooms & one has Updated Walk In Shower. The double mechanical boat lifts and private dock are ready to accommodate your watercraft on day one. Lake County Living in Luxury awaits you & your guests. RECAP: Paid-Off Solar - Concrete Seawall - Boat Lifts & Private Dock - Mini-Split HVAC - Hot Tub - Outdoor Entertaining Oasis - Garage & Toy Parking - Location

Features & Amenities

FeeBuilt 1978

Property Details

Land Type
Fee
Year Built
1978
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
7
Garage Spaces
1
Heating
Ductless, Wood Stove, Zoned, See Remarks, ENERGY STAR Qualified Equipment, Heat Pump
Cooling
Ductless, Electric, ENERGY STAR Qualified Equipment, Heat Pump, SEER Rated 16+, Zoned, See Remarks
View
Canal, Hills, Vineyard, Water
Flooring
See Remarks
City
Clearlake Oaks
Zip Code
95423
County
Lake
Listed byUnknown Office, Scott Brown

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,017.56
Principal & Interest
Loan Amount
$319,200
Total Interest
$407,122
Total Payment Over 30 Years
$726,322
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

554 Keys, Clearlake Oaks, CA 95423

Clearlake Oaks · Single Family Residence

$399K
Affordable Tier
Beds
3
Baths
2
Sqft
1,204
Lot
10,890 sqft
Year
1978
$/Sqft
$331
Pool: No✓
Spa: Yes✓
View: water✓
Garage: 1-car✓

Listed 35.3% above the median closed sale of $295,000. Price per sqft ($331) is a 35% premium to closed comps ($245). Closed comps sold at 94% of list — buyers have negotiating leverage. Expect a longer timeline — comps averaged 191 days on market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $399K· $331/sqft
Total list price
Closed comps
vs closed median $295K
+$104K (+35.3%)
Active comps
vs active median $349K
+$50K (+14.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $281
+$50 (+18.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
12741 Blue Heron CourtClearlake Oaks1976321,2489,148$280$349,0001889
12945 LakelandClearlake Oaks1980221,2008,712$332$398,00022288
601 New Long ValleyClearlake Oaks1979321,20043,560$188$225,000985
13051 Flying Jib CourtClearlake Oaks1979321,17618,731$305$359,00010985
13031 Flying Jib CourtClearlake Oaks1979311,04010,454$298$310,0009185
Total: 5 · Average2.81.81,172.818,121$280.6$328,20089.8
Median1,200$349,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
12773 Island CircleClearlake Oaks196607/17/2026321,2507,841$294,900$297,900$2381.0136287
13238 DriftwoodClearlake Oaks197109/10/2026321,4108,712$227,500$225,000$1600.9928184
564 KeysClearlake Oaks197609/04/2026221,05710,019$325,000$295,000$2790.9112683
1603 New Long ValleyClearlake Oaks199009/30/2026321,200325,829$449,000$399,000$3320.899282
12762 Shoreview DriveClearlake Oaks196606/12/2026221,07110,019$249,000$230,000$2150.929381
Total: 5 · Average2.62.01,197.672,484$289,380$289,380$244.8—190.8
Median1,200$295,000$295,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.