0.jpg
1 / 21

3437 Shearer, Cayucos, CA 93430

$799K2bd · 1ba · 728 sqft
Lot 2,800 sqft•Single Family Residence•
Active
•6d on market•MLS# SC-26194173

Property Description

Tucked into the coveted south end of Cayucos Beach, this inviting cottage offers a rare chance to make coastal California your own. Blue-water views greet you right from the property, setting a serene, sun-washed backdrop for everyday living. Start your mornings with coffee on the spacious front patio or unwind there with an evening beverage, soaking in the ever-changing colors of sunrise and sunset over the water. Inside, a light-filled living area flows toward a cozy breakfast bar that opens onto a functional kitchen outfitted with a gas range, refrigerator, generous cabinetry, and ample counter space — easy, comfortable living from the moment you walk in. The rear bedroom offers extra privacy and comfortable proportions, situated just across from the hall bath. Newer tile flooring runs throughout, lending a clean, low-maintenance coastal feel that's ready for beach-day living. The second bedroom, located off of the living room, offers great ocean views. Outside, a covered carport accommodates one vehicle, with additional driveway and street parking available. The true showstopper, though, is the expansive view. The large front patio is a rare stretch of outdoor space that invites relaxing, entertaining, or dreaming up future possibilities (buyers to verify buildable potential and complete their own due diligence). Conveniently located close to the sand, and only minutes from downtown Cayucos, this delightful cottage is your opportunity to own a genuine slice of the Central Coast.

Features & Amenities

FeeBuilt 1959

Property Details

Land Type
Fee
Year Built
1959
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Cooling
None
View
Hills, Ocean
Roof
Asphalt
City
Cayucos
Zip Code
93430
County
San Luis Obispo
Listed byUnknown Office, Jordan Knauer

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,040.18
Principal & Interest
Loan Amount
$639,200
Total Interest
$815,264
Total Payment Over 30 Years
$1,454,464
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 4 active · 5 closed

3437 Shearer, Cayucos, CA 93430

Cayucos · Single Family Residence

$799K
Affordable Tier
Beds
2
Baths
1
Sqft
728
Lot
2,800 sqft
Year
1959
$/Sqft
$1098
Pool: No✓
View: water✓

Listed 11.2% below the median closed sale of $900,000. Price per sqft ($1,098) is a 11% discount to closed comps ($1,239). Comparable homes are moving quickly (avg 30 days on market).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $799K· $1,098/sqft
Total list price
Closed comps
vs closed median $900K
−$101K (−11.2%)
Active comps
vs active median $1.77M
−$976K (−55.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $1,755
−$657 (−37.4%)

Active Properties (4)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1998 CircleCayucos1953115253,000$1,695$890,00010383
57 17th StreetCayucos1959311,2603,000$1,187$1.50M20364
3080 StudioCayucos1986221,2083,300$1,469$1.77M6858
2712 StudioCayucos1947321,2004,650$2,667$3.20M358
Total: 4 · Average2.31.51,048.253,487.5$1,754.5$1.84M94.25
Median1,208$1.77M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
110 ChaneyCayucos196009/01/2026218252,800$799,000$785,000$9520.984789
3505 StudioCayucos196009/04/2026221,1002,989$995,000$905,000$8230.912173
62 12th StreetCayucos193509/11/2026115725,000$895,000$850,000$1,4860.951373
3448 Studio DriveCayucos194706/04/2026221,2733,132$2.90M$2.80M$2,2000.973360
2773 OrvilleCayucos196207/09/2026231,2302,590$849,000$900,000$7321.063760
Total: 5 · Average1.81.81,0003,302.2$1.25M$1.25M$1,238.6—30.2
Median1,100$900,000$900,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.