View of wooden terrace
1 / 39

20145 Chapel Dr, Tuolumne, CA

$400K3bd · 3ba · 2,400 sqft
Lot 11,524 sqft•Single Family Residence•
Active
•182d on market•MLS# 00-41130958

Property Description

Perched on top a peaceful hill in a quiet cul-de-sac, this home offers sweeping views of the Sierra Nevada mountains and a lifestyle that combines comfort, privacy, and natural beauty. This move-in ready home welcomes you with an updated kitchen featuring warm finishes, ample cabinetry, and an easy flow into the open-concept living and dining areas—great for everyday living or entertaining. The main level showcases hardwood floors, abundant natural light, and a spacious primary suite ready for relaxation. Downstairs, you’ll find two additional bedrooms, a full bathroom, and a large secondary living space complete with a wet bar and a flush-mounted hot tub—an ideal retreat for hosting guests or unwinding at the end of the day. This lower level also provides direct access to a generous deck where you can take in the stunning surroundings. Outside youll enjoy the property’s charming outdoor features, including multiple fruit trees—among them a pear tree. The elevated setting enhances privacy while offering additional parking up the hill, ready for guests or recreational vehicles. An attached garage ensures convenience, while extra storage areas provide plenty of room for all your needs. For added peace of mind, the home is equipped with a Generac generator. Residents also have the option to join Ponderosa Hills, offering access to a community pool during the summer months. As an added opportunity, an adjacent lot is available and can be included in the sale, effectively doubling the property size and opening the door for expanded possibilities. This is mountain living at its finest—comfortable, scenic, and full of potential.

Features & Amenities

FeeBuilt 1980

Property Details

Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Single Family Residence
Cooling
Central Air
Flooring
Carpet, Laminate, Tile
Roof
Shingle
City
Tuolumne
County
Tuolumne
Listed byUnknown Office, Aaron J Medeiros

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,022.36
Principal & Interest
Loan Amount
$319,960
Total Interest
$408,091
Total Payment Over 30 Years
$728,051
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 3 closed

20145 Chapel Dr, Tuolumne, CA

Tuolumne · Single Family Residence

$400K
Affordable Tier
Beds
3
Baths
3
Sqft
2,400
Lot
11,524 sqft
Year
1980
$/Sqft
$167
Pool: No✓
Spa: Yes✓

Listed 14.9% below the median closed sale of $470,000. Price per sqft ($167) is a 27% discount to closed comps ($229).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $400K· $167/sqft
Total list price
Closed comps
vs closed median $470K
−$70K (−14.9%)
Active comps
vs active median $469K
−$69K (−14.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $252
−$85 (−33.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
20175 Chapel DriveTuolumne1990332,35226,571$234$550,00016282
20550 Ponderosa WayTuolumne1990532,35013,270$183$429,00026078
19466 Mira Monte RdTuolumne1998332,068300,564$399$825,00012876
18527 Crocker AveTuolumne1956422,3006,970$204$469,0002975
19387 Mira Monte RoadTuolumne1990321,91656,192$240$459,00014373
Total: 5 · Average3.62.62,197.280,713.4$252$546,400144.4
Median2,300$469,000

Closed Properties (3)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
20581 Gerber RdTuolumne198006/30/2026321,88620,546$550,000$540,000$2860.987478
20337 Patrick LaneTuolumne199908/14/2026332,03987,120$498,000$470,000$2310.948276
18210 Yosemite RdTuolumne195607/28/2026532,5329,583$449,000$430,000$1700.963475
Total: 3 · Average3.72.72,152.33339,083$480,000$480,000$229—63.333333333333336
Median2,039$470,000$470,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.