0.jpg
1 / 53

1998 Circle, Cayucos, CA 93430

$848K1bd · 1ba · 525 sqft
Lot 3,000 sqft•Single Family Residence•
Active
•105d on market•MLS# SC-26141935

Property Description

Nestled west of Highway 1 in one of the last true small beach towns on California's Central Coast, this charming 1-bedroom, 1-bathroom beach bungalow—with two detached bonus rooms—is brimming with opportunity. Located on a highly desirable, quiet cul-de-sac just over one block from the Pacific Ocean, you'll fall asleep to the sound of crashing waves and wake up to ocean views, salty sea breezes, and the chance to watch whales spout and breach from your own back deck. Thoughtful recent improvements enhance the home's timeless coastal charm, including restored and freshly painted original redwood siding, all-new interior paint, brand-new luxury vinyl plank flooring throughout, and updated low-maintenance landscaping. The spacious back deck is the perfect place to relax, enjoy spectacular sunsets, and take in the ever-changing ocean scenery. The home also features indoor laundry, an enclosed basement for added storage, and a detached bonus room with electricity—ideal for guests, a home office, or a creative studio. A newly constructed workshop with its own electrical panel offers endless possibilities for hobbies, surfboard storage, or future expansion. Just moments from downtown Cayucos, the historic pier, boutique shops, and local dining, this inviting property captures the essence of Central Coast beach living. Don't miss your opportunity to own a slice of the California coast.

Features & Amenities

FeeBuilt 1953

Property Details

Land Type
Fee
Year Built
1953
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
Wall Furnace
Cooling
None
View
Coastline, Ocean, Water
Flooring
Vinyl
Roof
Flat
City
Cayucos
Zip Code
93430
County
San Luis Obispo
Listed byUnknown Office, Amy Daane

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,287.95
Principal & Interest
Loan Amount
$678,400
Total Interest
$865,262
Total Payment Over 30 Years
$1,543,662
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 2 active · 3 closed

1998 Circle, Cayucos, CA 93430

Cayucos · Single Family Residence

$890K
Affordable Tier
Beds
1
Baths
1
Sqft
525
Lot
3,000 sqft
Year
1953
$/Sqft
$1695
Pool: No✓
Spa: No✓
View: water✓

Listed 4.7% above the median closed sale of $850,000. Price per sqft ($1,695) is a 56% premium to closed comps ($1,087). Closed comps sold at 95% of list — buyers have negotiating leverage. Comparable homes are moving quickly (avg 27 days on market).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $890K· $1,695/sqft
Total list price
Closed comps
vs closed median $850K
+$40K (+4.7%)
Active comps
vs active median $825K
+$65K (+7.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $1,122
+$573 (+51.1%)

Active Properties (2)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3437 ShearerCayucos1959217282,800$1,098$799,000378
401 TahitiMorro Bay1962227203,000$1,146$824,9008171
Total: 2 · Average2.01.57242,900$1,122$811,95042
Median728$824,900

Closed Properties (3)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
62 12th StreetCayucos193509/11/2026115725,000$895,000$850,000$1,4860.951383
110 ChaneyCayucos196009/01/2026218252,800$799,000$785,000$9520.984769
3505 StudioCayucos196009/04/2026221,1002,989$995,000$905,000$8230.912152
Total: 3 · Average1.71.3832.3333,596.333$846,666.667$846,666.667$1,087—27
Median825$850,000$850,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.