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1935 Spencer Street, Cambria, CA 93428

$715K2bd · 2ba · 1,026 sqft
Lot 1,750 sqft•Single Family Residence•
Active
•210d on market•MLS# SC-26058000

Property Description

Situated on the mountain side of Cambria's Top of The World location, this property has panoramic views of the San Lucia Mountains and a microclimate that is often warmer, sunnier and less windy than many other areas in town. This two bedroom, two bath house has a cozy loft with lots of natural light which could be a home office or an art studio. The high ceilings above the wood-burning fireplace in the living area make the house open & airy. This property offers some additional elbow room, as it is located next to and across from multiple vacant lots. The adjacent oversized double lot to the south is owned by the owner of this house, and is available to purchase via a separate escrow. Other amenities include an extra deep one-car garage, new front and back decks, washer and dryer hook-ups both upstairs and in the garage.

Features & Amenities

CambriaFeeBuilt 1985

Property Details

Subdivision
Cambria
Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
1
Garage Spaces
1
Heating
Fireplace(s)
Cooling
None
View
Mountain(s), Trees/Woods, See Remarks
Flooring
Carpet, Stone, Wood
Roof
Shingle, Composition
City
Cambria
Zip Code
93428
County
San Luis Obispo
Listed byThe Real Estate Company of Cambria, Bob Kasper

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,615.43
Principal & Interest
Loan Amount
$572,000
Total Interest
$729,554
Total Payment Over 30 Years
$1,301,554
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Cambria

This property is located in Cambria, a community in Cambria. Explore more listings in this neighborhood to compare options and pricing.

View Cambria Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

1935 Spencer Street, Cambria, CA 93428

Cambria · Cambria · Single Family Residence

$715K
Affordable Tier
Beds
2
Baths
2
Sqft
1,026
Lot
1,750 sqft
Year
1985
$/Sqft
$697
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 1-car✓

Listed in line with the median closed sale of $695,000. Price per sqft ($697) is a 14% premium to closed comps ($609).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $715K· $697/sqft
Total list price
Closed comps
vs closed median $695K
+$20K (+2.9%)
Active comps
vs active median $849K
−$134K (−15.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $792
−$95 (−12.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2911 Ernest PlaceCambria1981221,2068,058$713$860,0001086
2195 Green StreetCambria1986229245,000$821$759,00012785
1361 HaddonCambria1982231,0635,530$799$849,0004384
5230 Plymouth StreetCambria1960229748,000$954$929,0007382
1150 Kenneth DriveCambria1966321,1268,800$672$757,0001080
Total: 5 · Average2.22.21,058.67,077.6$791.8$830,80052.6
Median1,063$849,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
3056 Ardath DriveCambria198209/24/20262298813,350$719,000$719,000$7281.003991
1965 Spencer StreetCambria198909/04/2026221,1203,500$709,000$695,000$6210.987790
2251 SandownCambria198208/05/2026231,2241,769$595,000$595,000$4861.003585
1699 Langton StreetCambria197405/08/2026221,0566,670$650,000$640,000$6060.986584
2399 Wilcombe DriveCambria198106/10/2026221,1885,192$699,000$720,000$6061.032483
Total: 5 · Average2.02.21,115.26,096.2$673,800$673,800$609.4—48
Median1,120$695,000$695,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.