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13297 Anchor Village, Clearlake Oaks, CA 95423

$350K3bd · 2ba · 1,649 sqft
Lot 8,712 sqft•HOA $144/mo•Single Family Residence•
Active
•73d on market•MLS# LC-26167647

Property Description

Waterfront Living Without the Waterfront Worries! Welcome to your waterfront escape in the desirable Clearlake Keys! Custom built and thoughtfully designed, this canal-front home offers direct access to California's largest natural freshwater lake, making it perfect for boating, fishing, kayaking, paddleboarding, or simply enjoying the relaxed waterfront lifestyle. Inside, soaring vaulted ceilings, abundant natural light, and warm wood accents create an inviting atmosphere. The open-concept living, dining, and kitchen areas are designed for easy entertaining, while large windows showcase peaceful canal views. Step outside to the spacious waterfront deck, where you'll enjoy morning coffee, sunset dinners, and relaxing beneath the shade of the majestic oak tree overlooking the water. The primary suite features private deck access and a spacious ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. An oversized two-car garage provides plenty of room for vehicles, fishing gear, paddleboards, and all your lake toys. Located in one of the Keys' most desirable neighborhoods, you'll enjoy easy access to waterfront restaurants, award-winning wineries, golf courses, hiking trails, local shops, and year-round community events. What truly sets this waterfront home apart is the peace of mind it offers. Enjoy a brand-new roof, a cleared Section 1 pest report that's ready for VA financing, and the added benefit of being built above the current FEMA flood elevation, meaning flood insurance is not currently required. Whether you're looking for a full-time residence, weekend retreat, or vacation investment, this move-in-ready waterfront home lets you spend more time enjoying the lake and less time worrying about costly maintenance or insurance. Come experience the waterfront lifestyle that makes the Clearlake Keys one of Northern California's best-kept secrets.

Features & Amenities

FeeBuilt 2005

Property Details

Land Type
Fee
Year Built
2005
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
View
Hills, Lake, Mountain(s), Water
Flooring
Carpet, Tile
Roof
Composition
City
Clearlake Oaks
Zip Code
95423
County
Lake
Listed bySusan Joyner, Broker, Susan Joyner

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,769.28
Principal & Interest
Loan Amount
$279,920
Total Interest
$357,023
Total Payment Over 30 Years
$636,943
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

13297 Anchor Village, Clearlake Oaks, CA 95423

Clearlake Oaks · Single Family Residence

$350K
Affordable Tier
Beds
3
Baths
2
Sqft
1,649
Lot
8,712 sqft
Year
2005
$/Sqft
$212
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed 36.1% above the median closed sale of $257,000. Price per sqft ($212) is a 24% premium to closed comps ($171). Closed comps sold at 92% of list — buyers have negotiating leverage. Expect a longer timeline — comps averaged 144 days on market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $350K· $212/sqft
Total list price
Closed comps
vs closed median $257K
+$93K (+36.1%)
Active comps
vs active median $299K
+$51K (+17.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $198
+$14 (+6.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
13089 Venus VlgClearlake Oaks1998321,4638,712$307$449,00010189
12322 Lakeview DriveClearlake Oaks1993321,72010,019$151$259,000186
17440 Cache CreekClearlake Oaks1993321,55213,068$193$299,00012486
12740 Island CircleClearlake Oaks1966331,5929,583$157$250,000981
13293 DriftwoodClearlake Oaks1970431,6888,712$184$309,9007478
Total: 5 · Average3.22.41,60310,018.8$198.4$313,38061.8
Median1,592$299,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
12631 ShoreviewClearlake Oaks200507/09/2026321,8118,276$260,000$257,000$1420.996595
330 LakeClearlake Oaks200507/17/2026321,3865,227$175,000$130,000$940.744488
2723 Apache TrailClearlake Oaks200606/17/2026321,90445,738$175,000$175,100$921.0037087
13161 Venus VillageClearlake Oaks202608/14/2026321,4488,712$429,900$395,000$2730.9213485
13048 Keys BoulevardClearlake Oaks198105/14/2026331,5709,148$431,995$400,000$2550.9310782
Total: 5 · Average3.02.21,623.815,420.2$271,420$271,420$171.2—144
Median1,570$257,000$257,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.