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12740 Island Circle, Clearlake Oaks, CA 95423

$250K3bd · 3ba · 1,592 sqft
Lot 9,583 sqft•HOA $144/mo•Single Family Residence•
Active
•13d on market•MLS# LC-26212440

Property Description

Welcome to 12740 Island Circle — a waterfront paradise waiting to be unlocked! Perfectly suited as a primary residence, vacation getaway, or investment property, this home offers generous space for hosting and entertaining: a cozy brick fireplace in the entry, two spacious living rooms, a light-filled sunroom, and a well-sized kitchen and dining area. Three large bedrooms — two with en-suite baths, plus a third full bath serving the home — offer comfort and privacy for everyone. Step outside to the expansive deck with pergola, your front-row seat for 4th of July fireworks, easy fishing, and lakeside relaxation, all with direct lake access. Nestled in the sought-after Clearlake Oaks Keys community, residents enjoy exclusive perks including community events, private POA boat ramp and neighborhood watch. Full of character, this 1960s home is ready for the right owner to bring out its full potential.

Features & Amenities

FeeBuilt 1966

Property Details

Land Type
Fee
Year Built
1966
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Fireplace(s)
Cooling
Wall/Window Unit(s)
View
Canal, Lake
Flooring
Carpet, Laminate, Tile
Roof
Shingle
City
Clearlake Oaks
Zip Code
95423
County
Lake
Listed byKonocti Realty, Casey Marsh

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,264.14
Principal & Interest
Loan Amount
$200,000
Total Interest
$255,089
Total Payment Over 30 Years
$455,089
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

12740 Island Circle, Clearlake Oaks, CA 95423

Clearlake Oaks · Single Family Residence

$250K
Affordable Tier
Beds
3
Baths
3
Sqft
1,592
Lot
9,583 sqft
Year
1966
$/Sqft
$157
Pool: No✓
Spa: No✓
View: Canal, Lake✓
Garage: 2-car✓

Listed 15.3% below the median closed sale of $295,000. Price per sqft ($157) is a 25% discount to closed comps ($208). Expect a longer timeline — comps averaged 133 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $250K· $157/sqft
Total list price
Closed comps
vs closed median $295K
−$45K (−15.3%)
Active comps
vs active median $350K
−$100K (−28.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $236
−$79 (−33.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
13293 DriftwoodClearlake Oaks1970431,6888,712$184$309,9007589
11450 Highway 20Clearlake Oaks1952331,61039,204$283$455,0008187
13297 Anchor VillageClearlake Oaks2005321,6498,712$212$349,9007082
17440 Cache CreekClearlake Oaks1993321,55213,068$193$299,00012581
13089 Venus VlgClearlake Oaks1998321,4638,712$307$449,00010280
Total: 5 · Average3.22.41,592.415,681.6$235.8$372,56090.6
Median1,610$349,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
13048 Keys BoulevardClearlake Oaks198105/14/2026331,5709,148$431,995$400,000$2550.9310789
13238 DriftwoodClearlake Oaks197109/10/2026321,4108,712$227,500$225,000$1600.9928187
13161 Venus VillageClearlake Oaks202608/14/2026321,4488,712$429,900$395,000$2730.9213481
12631 ShoreviewClearlake Oaks200507/09/2026321,8118,276$260,000$257,000$1420.996578
13425 Jensen RoadClearlake Oaks196006/25/2026321,40041,852$309,000$295,000$2110.957977
Total: 5 · Average3.02.21,527.815,340$314,400$314,400$208.2—133.2
Median1,448$295,000$295,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.