0.jpg
1 / 30

10540 Rocky Creek Road, Lower Lake, CA 95457

$429K3bd · 2ba · 1,980 sqft
Lot 24 sqft•Single Family Residence•
Active
•35d on market•MLS# LC-26197394

Property Description

Country Charmer Ranchette. Come and enjoy the peace and tranquility of country living with this spacious 3-bedroom, 2-bath home! The primary bedroom features a private en-suite bathroom with a sunken bathtub, separate shower, and double sinks. The home offers plenty of comfortable living space, including a living room, family room, spacious kitchen, dining room, and convenient laundry/utility room. Property is off grid water is a well with 3 storage tanks, electricity is generated with a generator. The property also includes a cabin of approx. 1100 sq. ft. and is ready for some TLC. 24 ac off Morgan Valley Road with Rocky Creek running the back line. The dirt is the story here, deep creek bottom loam, well drained, running almost the whole parcel, the kind that gets called prime farmland once you get water on it. Seasonal Pond, Line it and it can go back to work storing ag water for pasture, hay, orchard or a big garden, with room to grow. Rocky Creek is intermittent here, high through winter and spring, low or dry by late summer. About 2,300 ft along the creek. Off grid, generator and batteries run the home. All farm equipment will stay will be included in the sale. This is the open end of Lake County. Morgan Valley Road climbs east out of Lower Lake through ranch country on a county designated scenic route, and Rocky Creek Rd runs out toward the Cache Creek Wilderness where parcels run big. A little over ten miles from town. Rocky Creek Rd is private and unpaved off county maintained Morgan Valley Rd. Zoning A-WW. Soil mapped as Still loam, NRCS rated prime farmland if irrigated. USGS maps the creek as perennial through the parcel. Buyer to verify all permits, water rights, acreage, entitlements and allowable uses with Lake County.

Features & Amenities

FeeBuilt 2007

Property Details

Land Type
Fee
Year Built
2007
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
Central
Cooling
None
View
Hills, Mountain(s), Panoramic
Flooring
Carpet, Laminate
Roof
Composition
City
Lower Lake
Zip Code
95457
County
Lake
Listed byLuxe Places International Realty, Diana M Dahl

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,169.26
Principal & Interest
Loan Amount
$343,200
Total Interest
$437,733
Total Payment Over 30 Years
$780,933
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

10540 Rocky Creek Road, Lower Lake, CA 95457

Lower Lake · Single Family Residence

$429K
Affordable Tier
Beds
3
Baths
2
Sqft
1,980
Lot
24.37 ac
Year
2007
$/Sqft
$217
Pool: No✓
Spa: No✓
View: city✓

Listed 14.2% below the median closed sale of $500,000. Price per sqft ($217) is a 19% discount to closed comps ($269). Expect a longer timeline — comps averaged 167 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $429K· $217/sqft
Total list price
Closed comps
vs closed median $500K
−$71K (−14.2%)
Active comps
vs active median $375K
+$54K (+14.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $206
+$11 (+5.2%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
9460 Rocky CreekLower Lake1985321,809900,820$104$187,90015186
13035 Anderson RoadLower Lake2014321,933172,497$227$439,00032379
5290 Lake BoulevardLower Lake1982321,960131,551$304$595,00015378
16525 Big Bear RoadLower Lake2000331,84522,216$187$345,0002478
13028 Riata RoadLower Lake1986221,7921,716,700$209$375,00039576
Total: 5 · Average2.82.21,867.8588,756.8$206.2$388,380209.2
Median1,845$375,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
10180 Highway 29Lower Lake200306/24/2026322,290157,687$489,000$469,000$2050.968184
17432 Sendero WayLower Lake200506/05/2026322,390499,197$849,900$840,000$3510.9935183
16410 Tish A Tang RoadLower Lake201308/25/2026321,56019,166$399,000$372,000$2380.939481
13624 Anderson RoadLower Lake198805/08/2026322,36035,283$529,000$500,000$2120.9411879
5740 SunriseLower Lake198608/27/2026321,60013,068$545,000$545,000$3411.0019276
Total: 5 · Average3.02.02,040144,880.2$545,200$545,200$269.4—167.2
Median2,290$500,000$500,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.